Tools
Typical published ranges for sending money to Turkey. Families pay these fees every month — that's the market telling you the job matters.
Bank transfer (SEPA/SWIFT → Turkey)
€6 – €15+
plus an exchange spread, and often days to arrive
Money-transfer apps
€2 – €10
cheaper and faster, but your recipient needs their app or a bank account
Cash pickup services
€5 – €20
ubiquitous, but a branch visit and higher fees
Lumenia (pilot)
Free
Receiving is free — your recipient never pays to accept money, and we cover the small network cost. When we introduce a sending fee, it will be one number shown before you confirm.
Ranges are typical published provider fees for illustration, not a live comparison. For tracked, current numbers see the World Bank's Remittance Prices Worldwide monitor, which puts the global average cost of sending money at around 6% of the amount. Lumenia is on a test network today.