Proven
Works today- Send money by a link; the recipient claims it walletless, with no app and no account.
- The recipient pays nothing to receive; we cover the network cost.
- Send money onward with a link of your own.
- Every transfer is publicly verifiable; unclaimed links come back after 7 days.
- Ask someone to pay you with a link, and split a bill between several people.
- Lock your money to you with a password, and unlock it with Face ID.
Building
In progress- Getting your money back on a new phone, tested on real devices.
- A smoother first-time experience on the cheapest phones.
Next
Not started- Turning dollars into local currency through licensed partners.
- Spending directly with a card.
- Real money, open to everyone.