The moment you send, your money moves into escrow on a public ledger — a shared record no single company controls. Lumenia never holds it, so we can't lend it, invest it, or lose it.
Only two people can move it: your recipient, who can claim it any time, and you, who can take it back if it isn't claimed within 7 days. Nobody else — including us.
Every transfer produces a public record you can check yourself. You don't have to trust a page; you can verify it.